How to apply the 50/30/20 rule: a step-by-step guide
So, how exactly do you apply the 50/30/20 rule? To apply this simple budgeting rule, calculate the 50/30/20 ratio based on your income and categorize your spending.
Emergency funds are essential for financial health because they safeguard you against an uncertain economic future. Even if you're currently having financial troubles, you can still take positive steps toward creating a rainy day or emergency fund for your family.
An emergency fund will prevent a financial crisis from putting you into deep debt and help
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Are you thinking of opening a High-Interest Savings Account (HISA)? Here are five things to look for
Debt repayment is not easy. Whether you owe debt from credit cards, lines of credit, school loans, or all of the above, it weighs on you. Here are 7 steps i’m currently using to help us get out of debt faster.
How to save more than $1000 a year!
The Snowball Method
How to do it?
List all your debts
Pay the minimum on all of them except the smallest debt.
Debt Consolidation: Is this option for you?
What is debt consolidation? It’s a process of taking multiple debts and streamlining them into one single